Elloree B - Haven Homes SC

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Elloree B
August 23, 2024 3:02 pm Published by Patty Wise
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This post was written by Patty Wise

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Disclaimer for Havens Homes 2/1 buydown incentive for website
All loans subject to credit approval. Interest rate and APR effective as of 3-12-25. This is not a commitment to lend. Advertised interest rates and annual percentage rate (APR) based on an optional 2/1 temporary interest rate buydown for a 30-year FHA loan purchase money loan (primary residence only) for qualified buyers meeting approval criteria, including at least a 750 credit score. Financing example: Purchasing a $263,749 home with a 30-year FHA mortgage with a down payment of 3.5% and an upfront mortgage insurance premium of 1.75%, would result in a total loan amount of $258,972 and (i) an interest rate of 4.125% (APR 6.858%) and an estimated monthly payment of $1,653.47 for the first year of the loan and (ii) an interest rate of 5.125% (APR 6.858%) and an estimated monthly payment of $1,808.43 for the second year of the loan and (iii) an interest rate of 6.125% (APR 6.858%) and an estimated monthly payment of $1,971.90 for years three through thirty of the loan. Estimated monthly payments above based on 360 total monthly payments and is inclusive of estimated property taxes of $189 per month, homeowners insurance of $50 per month, mortgage insurance premiums of $116.02 per month and HOA fees of $43.34/month); stated amount of estimated monthly payments may not include all taxes and insurance premiums, and, if applicable, the actual payment obligation will be greater. HOA fee’s may vary by community. Rates are based on credit worthiness subject to change without notice. Financing is offered by Ameris Bank (NMLS # 408099). Special financing rates are only available for a limited time until applicable rate-lock and/or reserved pool of funds expires/is depleted; rate-lock cannot be transferred to another property address. Supply of homes and homesites are limited and subject to availability. Buyer must satisfy all conditions or requirements for approval of buyer’s mortgage loan by buyer’s lender for the financing and purchase of the property. Haven Homes is an independent third party and not affiliated with, or a subsidiary of, Ameris Bank.